1. What this policy covers
This policy applies to every paid engagement arranged through this website: fixed scope development projects, monthly retainers and support plans, paid consulting sessions, and any digital product sold directly here. It sits alongside the agreement signed for an individual project, and where the two ever disagree, the signed agreement takes precedence for that project.
It does not cover software bought through the Apple App Store or Google Play. Those purchases are handled by the platform under its own rules and the store holds the payment, not this business, so a request has to go through the store account used to buy it. It also does not cover hosting, domains or third party services you buy in your own name, even where I set them up for you.
Nothing on this page limits the consumer rights you have under the law of the country you live in. Where a local rule gives you more protection than a paragraph below, the local rule applies and I will not argue about it.